Specialist Freelance Hairdresser Insurance

As the industry trade body representing the freelance sector, we know how important it is that you have the correct Public Liability (PL) Insurance with the appropriate cover. When you become a member of the Freelance Hairdressers’ Association, you are automatically provided with a bespoke insurance policy. It is arranged through Morgan Law Insurance Brokers part of Towergate Group of Companies, created for your specific needs, and is underwritten by Accelerant Insurance Limited, a leading insurer.

The moment you join – either online or by phone – you are covered and insurance is valid immediately!

(Please see further information below on eligibility criteria and significant exclusions).

As a freelance hairdresser, you have a requirement to have adequate Public Liability cover in place. The insurance policy offered within your FHA membership, underwritten by Accelerant Insurance Limited and arranged by Morgan Law Insurance Brokers part of Towergate Group of Companies is a group policy, specifically written to include the many services FHA members provide.

FHA membership includes FHA insurance cover with exclusive…

Where and how you work:

  • freelance/mobile work including: home salon, care home, rent a chair, session work, tutors
  • Treatments and Services you offer: All listed in our Outline of Cover

Please refer to the policy wording for full details of the insurance cover provided and the additional endorsements page, including any significant exclusions or limitations. Click here to view our frequently asked questions.

It is a condition of the Insurance that the Insured Person has:

  • gained qualifications recognised by the Freelance Hair Association for the treatments undertaken and has gained 2 years appropriate experience or;
  • has gained qualifications recognised by the Freelance Hair Association and is working towards gaining 2 years’ experience and who is undertaking continuous professional development monitored by the Freelance Hair Association.

As a freelance hairdresser, you have a requirement to have adequate Public Liability cover in place. The insurance policy offered within your FHA membership, underwritten by Accelerant Insurance Limited and arranged by Morgan Law Insurance Brokers part of Towergate Group of Companies is a group policy, specifically written to include the many services FHA members provide.

FHA membership includes FHA insurance cover with exclusive…

Where and how you work:

  • freelance/mobile work including: home salon, care home, rent a chair, session work, tutors
  • Treatments and Services you offer: All listed in our Outline of Cover

Please refer to the policy wording for full details of the insurance cover provided and the additional endorsements page, including any significant exclusions or limitations. Click here to view our frequently asked questions.

It is a condition of the Insurance that the Insured Person has:

  • gained qualifications recognised by the Freelance Hair Association for the treatments undertaken and has gained 2 years appropriate experience or;
  • has gained qualifications recognised by the Freelance Hair Association and is working towards gaining 2 years’ experience and who is undertaking continuous professional development monitored by the Freelance Hair Association.
Click here to see our FAQ’s

What is the Cost of the FHA Membership Package?

An FHA Membership subscription includes Public & Product Liability Insurance cover.
Monthly Subscription: Initial Joining Fee of £40 and £16.75 per month thereafter.
Annual Subscription: £199 per year with no initial Joining Fee.

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Download/View policy documents below

Outline of FHA Insurance Cover
FHA Skin Test Protocol
— MEMBERS ONLY — Policy Schedule