Public & Product Liability Insurance FAQ’s
A. You may join with current valid insurance. We will require details of your policy with expiry date. When your insurance expires during your FHA membership contact us at: enquiries@thefha.org.uk or call 01582 431783 and you will be insured immediately.
A. It means you will have the full support of the FHA and its many benefits plus Public & Products Liability insurance that is suited for your industry.
A. Your insurance starts subject to us receiving confirmation of your qualifications and that you continue to pay your subscription which are conditions of your membership.
A. Cancellation of your membership will result in the insurance cover being cancelled with immediate effect.
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You will have Public, Products & Treatment Liability insurance cover up to £2 million. Subject to a £500 excess. You will also have £25,000 crisis containment cover subject to £0 excess.
Public Liability insurance covers you for any one occurrence up to the Limit Indemnity against legal liability for damages in respect of accidental Injury or accidental loss of or damage to property to a third party excluding any property being worked upon.
Product liability insurance covers the cost of compensating any third party who suffers injury or property damage caused by a faulty product that your business designs, manufactures or supplies. This excludes any damage or injury to persons undergoing treatment which is covered under your treatment liability cover.
Treatment Liability insurance covers damage or injury to any persons undergoing or has undergone treatment. Please refer to skin patch testing guidelines for additional clarification.
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A. Yes it is covered in the policy.
A. Yes it is covered in the policy.
A. Yes it is included in the policy.
A. Yes, public and products liability is covered in the policy.
A. Yes it is covered in the policy.
A. Yes, provided you follow the FHA Allergy Alert Test protocol.
A. Yes, ColourStart Patch is covered in the policy so long as manufacturers method is followed.
A. Yes it is included in the policy.
A. Yes it is included in the policy.
A. Yes barbering is covered in the policy. We expect good practice to be followed such as any razor or clipper blades, steel combs or any item which could pierce the skin whilst in use being brand new or thoroughly sterilised.
A. Yes it is covered in the policy.
A. Yes it is included in the policy.
A. Yes it is all covered in the policy.
A. Yes, it is included in the policy.
A. Yes, it is included in the policy.
A. Yes it is covered in the policy.
A. Yes it is covered in the policy.
A. Yes it is covered in the policy.
A. Yes it is covered in the policy.
A. Yes it is covered in the policy.
A. Yes it is covered in the policy.
A. Yes it is covered in the policy.
A. Yes. FHA insurance covers a member with FHA insurance to allow the use of their premises to another FHA member.