Specialist Insurance for Freelance Hair Professionals
Protect your freelance hairdressing business with specialist insurance designed around the way you work.
Through an exclusive arrangement with the Freelance Hairdressers’ Association (FHA), members of SLK Staffroom can access specialist Public, Products & Treatment Liability Insurance for just £16.95 / per month.
Created with freelance hair professionals in mind, this insurance provides essential protection for the services you offer, wherever your freelance business takes you.
Get the protection you need for just £16.95 / per month.
- £2 MILLION PUBLIC, PRODUCTS & TREATMENT LIABILITY COVER
- NO AGE RESTRICTION
- UNDER-16 COLOUR & PERM SERVICES COVERED
- ALLERGY ALERT TESTING COVERED
- REMOTE ALLERGY ALERT TESTING COVERED
- BARBERING COVERED
- COLOUR ADDITIVES SUCH AS OLAPLEX COVERED
Freelance Hairdresser Insurance You Can Rely On
Working freelance gives you the freedom to build your business your way, but having the right insurance in place is essential.
The insurance available through SLK Staffroom has been arranged by the Freelance Hairdressers’ Association, the UK trade body representing the freelance hairdressing sector. The policy is underwritten by Hiscox Underwriting Ltd and arranged by Howden UK Brokers Ltd and has been specifically written to include the many services freelance hair professionals provide.
Your cover includes Public, Products & Treatment Liability Insurance up to £2 million, subject to a £500 excess, plus £25,000 Crisis Containment Cover, subject to a £0 excess.
This is an insurance-only offer for SLK Staffroom members. It does not include the wider benefits of full FHA membership.
Cover Designed Around Freelance Hairdressing
Whether you work from home, travel to clients, rent a chair or provide freelance services in other locations, having appropriate liability insurance gives you important protection for your business.
Public Liability Insurance
Provides cover for legal liability for damages relating to accidental injury to a third party or accidental loss of or damage to third-party property, excluding property being worked upon.
Products Liability Insurance
Provides cover where a third party suffers injury or property damage caused by a faulty product your business designs, manufactures or supplies.
Treatment Liability Insurance
Provides cover for damage or injury to anyone undergoing, or who has undergone, treatment.
Please refer to the full policy wording for the exact terms, conditions, exclusions and limitations that apply.
No Age Restriction on Your Insurance
One of the key benefits of this specialist freelance hairdresser insurance is that there is no age restriction.
You can work with clients of all ages, including under-16s, provided you meet the requirements of the policy.
Working with Under-16s?
Yes, you can colour and perm under-16s.
You must have written permission from a parent or guardian, and the FHA provides a form that you can download to comply with the insurance requirements.
This means you don’t have to turn away younger clients simply because of an age restriction within your insurance.
Allergy Alert Testing Made Practical
Allergy alert testing is an important part of working safely and professionally with colour clients.
This policy supports a fully workable FHA Allergy Alert Test protocol, giving freelance hair professionals a practical approach to meeting the insurance requirements.
Annual Allergy Alert Testing:
You are insured when carrying out an annual skin test, provided you follow the FHA Allergy Alert Test protocol.
Remote Allergy Alert Testing:
Remote Allergy Alert Testing is also covered, provided you follow the FHA Remote Allergy Alert Test instructions.
Colour Additives:
Use additives such as Olaplex when colouring hair? These are included in the policy, provided the manufacturer’s method is followed.
PLEASE NOTE:
The £16.95 monthly subscription is an insurance-only membership exclusively available to SLK Staff Room members.
This is a separate arrangement from full Freelance Hairdressers’ Association (FHA) membership and does not include the wider benefits or services available to full FHA members.
If you would like to access full FHA membership at a later date, you will have the opportunity to upgrade by paying the additional membership fee.
Page Contents
FHA Membership Criteria
Join a Community of Excellence
At FHA, we uphold the highest standards of professionalism and expertise. To join our esteemed community, applicants must meet specific criteria designed to ensure quality and integrity within our membership ranks.
Applicants must demonstrate qualifications to a minimum standard of NVQ Level 2 or equivalent, alongside valid Public Liability Insurance. Our rigorous standards reflect our commitment to excellence and ensure that FHA remains a trusted beacon of professionalism in the hairdressing industry.
FAQ’s
What if I already have Public Liability Insurance?
You can join with current valid insurance. You’ll need to provide details of your existing policy and its expiry date.
When your existing insurance expires, contact the FHA on 01582 431783 or enquiries@thefha.org.uk and your FHA insurance can be activated, subject to the policy terms and membership conditions.
When does my insurance start?
Your insurance starts once confirmation of your qualifications has been received and provided you continue to pay your subscription. These are conditions of the insurance.
What happens if I cancel?
Cancellation of your insurance-only membership will result in your insurance cover being cancelled with immediate effect.
Who provides the insurance?
The policy is underwritten by Hiscox Underwriting Ltd and arranged by Howden UK Brokers Ltd as a group policy through the Freelance Hairdressers’ Association.
Specialist Insurance. Freelance Focus.
You work hard to build your freelance business. Make sure you have the right protection behind you.
For just £16.95 / per month, SLK Staffroom members can access specialist freelance hairdresser insurance designed around the services you provide.
£2 million liability cover. No age restriction. Practical allergy alert testing guidance. Under-16 services covered.
Ready to protect your freelance business?
This is an insurance-only offer available specifically to members of SLK Staffroom. It does not provide the wider benefits of full Freelance Hairdressers’ Association membership. Insurance cover is subject to the full policy wording, terms, conditions, exclusions and eligibility requirements. Members should always follow the FHA insurance guidance and relevant manufacturers’ instructions.
Want More From Your FHA Membership?
The SLK Staffroom insurance offer is an insurance-only membership and does not include the wider benefits available through full Freelance Hairdressers’ Association membership.
If you’re looking for more than insurance, full FHA membership gives you access to a whole community of freelance hair professionals, alongside a wider range of member benefits, support, education, events and resources designed to help you thrive in your freelance career.