Insurance FAQs 2017-05-12T15:36:08+00:00

Public Liability and Product Liability Insurance FAQ’s

A. It means you will have the full support of the FHA and its many benefits plus Public and Products Liability insurance that is suited for your industry.

A. As soon as you join, either online or by phone, your insurance is valid with immediate effect (subject to us receiving confirmation of your qualifications and that you continue to pay your subscription which are conditions of your membership).

A. Cancellation of your membership will result in the insurance cover being cancelled with immediate effect.

A. You will have Public and Products Liability insurance including Treatment Risk cover up to £2 million. Subject to a £250 excess.  This covers you for any one occurrence up to the Limit Indemnity against legal liability for damages in respect of accidental Injury or accidental loss of or damage to property to a third party excluding any property being worked upon. Product Liability covers you for loss of or damage to any product supplied caused by any defect or the harmful nature or unsuitability of the product. Excluding any preparation or other goods manufactured or made up to the Insured Person’s formula

A. There is no excess on Treatment Risk.

A. Yes it is covered in the policy.

A. Yes it is covered in the policy.

A. Yes it is included in the policy.

A. Yes it is covered in the policy.

A. Yes, provided you follow the industry Allergy Alert Test protocol, it is included. Subject to a specific Skin Testing Policy condition please refer to the additional endorsements page which can be located here

A. Yes it is included in the policy.

A. Yes it is included in the policy.

A. Yes barbering is covered in the policy. Subject to a sterilisation warranty: It is a condition of this policy that any razor or clipper blades steel combs or any item which could pierce the skin whilst in use must be brand new or thoroughly sterilised.

A. Yes it is covered in the policy.

A. Yes it is included in the policy.

A. Yes it is all covered in the policy.

A. Yes it is covered in the policy.

A. Please call Jelf Insurance Brokers on 01905 892 394.

A. As the master policy holder the FHA may be able to give you more information on what to do if you have a complaint. You can also contact your insurer direct if your complaint is in relation to your policy. You can also contact Jelf Insurance Brokers directly should you need to discuss any aspect of making a complaint on 01905 892 394. If your complaint relates to a claim then please call the claims helpline number shown above.

Here is a list of activities that are not covered under policy: Piercing, tattooing, sunbeds, permanent or semi-permanent make-up and any type of surgical procedure.